Meet Jason Esposito
A mortgage professional who has spent three decades finding creative solutions, fighting for his clients' rates, and closing loans that others gave up on.
"Your home is your sanctuary. Getting you there is my mission."
— Jason L. Esposito
Ready to get started?
Book a Free ConsultationThe story behind the career
In 1995, Jason Esposito entered the mortgage industry with a simple belief: every person deserves a loan officer who fights for them! That belief has never changed. He prides himself on providing great service, and mortgages with some of the most competitive rates and fees in the industry.
Over the past 30 years, Jason has helped thousands of families throughout Florida purchase homes, access their equity, and refinance for lower rates.
He has the expertise required to find solutions when situations arise that require creative thinking: self-employed borrowers who can't document income the traditional way, veterans who deserve every benefit they've earned, retirees exploring reverse mortgage options, and residential property investors who need a lender that understands deal structure.
Jason doesn't work from a call center, and this website is not a data mine that will resell your information. When you work with him, you get his direct line, his direct answers, and his full attention from application through closing day. Just want to kick the tires and get more information, give him a call or schedule one below. Your data is never sold.
What sets Jason apart
He competes on rates
Jason actively shops lenders and investor pricing to ensure you're not leaving money on the table.
He finds solutions
Turned down by a bank? There's almost always another path. Bank statements, asset depletion, DSCR — Jason knows the programs.
He's fully remote-capable
Clients close loans entirely digitally — no branch visit required, from anywhere in Florida.
He tells you the truth
If a loan isn't in your best interest, Jason will say so. His reputation is built on honest advice, not just closed deals.
Licenses & Credentials
- Jason L. Esposito — NMLS# 308764
- LoKation Mortgage — NMLS# 2682974
- Florida Office of Financial Regulation — FL-OFR# 308764
30+
Years of Experience
FL
Licensed in Florida
9
Loan Programs
1000s
Families Helped
What clients say
Real stories from real people Jason has helped navigate the mortgage process.
"Jason worked with me when two other lenders had already turned me down. He found a bank statement program that fit my self-employment income perfectly. We closed in 28 days. I cannot recommend him enough."
Maria R.
Boca Raton, FL
Self-Employed Purchase"As a veteran, I wanted someone who truly understood the VA loan process — not just someone going through the motions. Jason walked me through every step, got us a fantastic rate with zero down, and made us feel like we were his only clients."
Staff Sgt. Derek M. (Ret.)
Palm Beach, FL
VA Purchase Loan"We were skeptical about a reverse mortgage after reading so many confusing things online. Jason took the time to explain every detail with honesty and patience. He never pressured us, and in the end it was the right decision for our retirement."
Patricia & Thomas H.
Miami, FL
Reverse Mortgage"I'm building a small rental portfolio and needed a lender who understood investor financing. Jason knew exactly what I needed — DSCR loan, quick close, competitive rate. Already working with him on property number three."
Carlos V.
Orlando, FL
Investor DSCR LoanLet's talk about your goals.
Whether you're buying, refinancing, or just exploring your options — a 30-minute call with Jason costs nothing and could change everything.