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Jason L. Esposito — Mortgage Loan Officer

NMLS# 308764 • Licensed in California (CA-DFPI) • Texas (TX-SML) • Florida (FL-OFR)

30+ years of experience helping veterans, first-time buyers, retirees, investors, and self-employed borrowers get the right mortgage.

Contact Jason

Phone: 561-299-0194

Email: jasonespositoloanofficer@gmail.com

Book a free 30-minute consultation: calendly.com/jasonlesposito/30min

Loan Programs

VA Loans — Zero down, no PMI for eligible veterans and active-duty service members
VA IRRRL (Streamline Refinance) — Lower your VA loan rate with minimal paperwork
First-Time Homebuyer Loans — CalHFA, TSAHC, FHA, and conventional options with down payment assistance
Reverse Mortgage — Access your home equity without monthly payments (age 62+)
Cash-Out Refinance — Tap into your home equity for debt consolidation or major expenses
Self-Employed Mortgage — Bank statement loans and alternative income documentation
Investor Loans — DSCR, fix-and-flip, and portfolio lending programs

Service Areas

California — including Los Angeles, San Diego, San Francisco Bay Area, Sacramento
Texas — including Dallas-Fort Worth, Houston, Austin, San Antonio
Florida — including Miami, Orlando, Tampa, Jacksonville

Jason L. Esposito | NMLS# 308764 | Hoot Home Loans NMLS# 2532931 | Licensed by the CA Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act | Licensed by the Texas Department of Savings and Mortgage Lending | Licensed by the Florida Office of Financial Regulation | Equal Housing Opportunity. This is not a commitment to lend. Rates and terms subject to change.